How to Remove Password from Bank Statement PDF Legally?

  Kumar Raj
Written By Kumar Raj
Anuraag Singh
Approved By Anuraag Singh  
Modified On July 8th, 2025
Reading Time 15 Minutes Reading

Bank statements are more like a snapshot of your financial activities or a summary of transactions and balances. This document reflects the overview of your savings and expenditures at once. Whether you want to apply for visas, a house loan, cards, or any other documents, a bank statement PDF is primarily used to showcase your financial status. Here, adding security can bring inconvenience and challenges for professionals, business workers, or anyone. Now, you must be looking for how to remove password from bank statement PDF legally and securely.

This guide will help you understand the effective techniques to chase bank statement PDF password without compromising with the data and other functionalities. Using these different approaches, you can remove bank statement password in one go. Also, we will further provide dos and don’ts that you should keep in mind while handling such crucial financial records.

Best Way on How to Remove Password from Bank Statement PDF 

  1. Download and run the SysTools PDF Unlocker Tool.
  2. Use the “Add Files” & “Add Folders” to upload bank PDF files.
  3. Tab “Password” > enter the bank’s suggested password.
  4. Find “Save” and then, “Change” to browse the saving path.
  5. Unlock” button to remove the bank statement PDF password.

What is the Password to Open the PDF Bank Statement?

PDF bank statement is a comprehensive financial report that keeps the digital data of your banking activities like deposits, transfers, withdrawals, and other necessary history. Despite the transaction details, this document provides information about the holder’s account such as name, contact details, account number, branch address, etc.

Moreover, a PDF bank statement is a portable document for sharing and storing financial data. PDFs provide convenience for printing, and distributing the document. To secure the sensitivity of the document, these PDFs are often protected by bank authorities with strong passwords. This robust security safeguards the financial transactions and account holder’s details from digital threats or misuse.

Hence, password security on PDF bank statements an essential role in protecting data from malicious and unauthorized activities. Now, you might be wondering what is the password to open PDF bank statement and how to remove password from bank statement, below are the bank passkey formats, you can try:

  • CIF or Customer Identification Number: The bank provides a unique CIF code to every customer; it is primarily utilized to identify the customer’s bank database. Some banks like HDFC use the CIF or customer ID to remove bank statement PDF password. Moreover, users enter the CIF number like 321456789 and, open PDF bank documents.
  • 11- Digit Account Number: Often banks use the combination of the holder’s DOB (date of birth) or account number to create the password for the bank statement PDF. Moreover, bank such as SBI suggest the 11-digit account number and DOB for passkey to access the bank statement document without any data loss and compromise.
  • SMS- Generated Passwords: Some bank authorities generate unique and static passkeys to safeguard the PDF bank statement from any unauthorized access. Here, the password is sent via SMS or email. After this, you can use this generated password to chase bank statement PDF password.

Overall, these are the major bank statement PDF file password that you can use to unlock bank statement PDF. Moreover, this type of combination is mainly used by SBI, HDFC, ICICI, Kotak, Union Bank, Yes Bank, and more. On the other hand, if you forgot PDF password for bank statement, you can try these methods:

  • Visit to Your Branch: If none of the above techniques works, you need to immediately contact your bank. Here, provide the KYC documents then, the bank authority will assist you in opening the password protected bank PDF statement.
  • Use Professional PDF Unlocking Tool: You can use professional tools like strongly encrypted PDF password remover, one of the advanced solutions to remove bank statement PDF password without any data compromise.

Overall, these are the ways to open the secured bank PDF document. Now, let’s move down to discover more ways to access bank statement password securely.

Please Note: You need to be careful that the process of removing bank PDF statement passwords should be done rightfully and ethically. Here, an illegal and unauthorized attempt to breach or bypass the bank statement may violate the act of privacy and can penalized under data protection laws or standards.

Things to Remember:

In order to remove a bank statement PDF password, you will need to find out the password first. The credentials for your bank statement PDF are mainly paired with your name, DOB, account number, or even customer ID. Below is the detailed breakdown:

  • Your Name (first four letters in uppercase) + DOB
  • Account Number + Your DOB
  • Customer ID + DD/MM/YYYY
  • Registered Mobile Number + Date of Birth

Also, contact to bank immediately to know the password format (banks like SBI, YES, ICICI, Kotak, IndusInd Bank, IDFC, Axis, HDFC, etc. Also, you may visit the official website to learn the special password format. Now, let’s move down to discover the methods for how to remove bank statement PDF password securely and easily.

Why Remove Password from Bank Statement PDF?

Bank PDF statements are mainly protected with password to secure confidential data such as financial activities, transaction records, and other holders’ personal details. Unfortunately, password security remains a hurdle when accessing the document effortlessly. In addition, there are various instances where removing the PDF bank statement password becomes necessary, here are common reasons:

  • Personal Use: There are multiple tasks where individuals need a bank statement, here entering the password every time can ruin your time and add inconvenience. Removing the security helps to share bank statements for filing taxes, taking loans, etc with ease.
  • Seamless Access: Opening the protected PDF bank statement on every device such as a phone, laptop, tablet, etc can offer interruptions. Here, unlocking the documents lets you access the PDF more freely, allowing you to print or highlight the transactions.
  • Applying for a Loan or Cards: In many instances where you need to submit documents to a government institution, especially financial ones. Whether it’s a home loan, an education loan, or applying for cards, you need to remove the password from the bank PDF for instant accessibility.
  • Sharing the Printable Copies of Bank Statement: Often PDF bank statement is locked with print restrictions, preventing users from making copies. Hence, you need to unlock the bank PDF to make it shareable and passwordless.
  • Performing KYC on Online Portals or Apps: Whether it is government portals, stock market applications, or online payment platforms like UPI, they often ask for a PDF bank statement. Here, a locked bank statement might fail, so upload it without a password.

Overall, these are the major benefits of removing password from bank statement. Now, let’s move down to discover more ways to access bank statement password securely.

How to Remove Password from Bank Statement PDF – 5 Easy Methods

Imagine: you have an urgency to share your bank statement PDF for passwordless to apply for a loan or pay taxes. Here, you must be looking for how to open bank statement PDF password, move down to learn the methods for removing the passkey from bank document:

1. Unprotect Bank Statement With Free Online Tools
2. Google Chrome for Unlocking Bank PDF Statement
3. Remove Password Protection from Bank Statement With Preview
4. Adobe Acrobat to open password protected bank statement
5. SysTools Bank Statement Password Remover – The Ultimate Solution

Now, let’s understand these techniques one after another.

#1 How to Open Bank Statement PDF Password Online – Try Free Online Tools 

To remove password from PDF bank statement, you can use free online PDF password removing tools like Smallpdf, iLovePDF, PDF2go, etc. These are convenient and go-to tools for unlocking the bank PDF statement. Moreover, these services provide a simplified interface and intuitive options for removing PDF security. Here are the steps for how to save bank statement without password online using free online PDF tools:

  1. Visit any of these online PDF tools such as Smallpdf.
  2. Add File” to upload the protected bank PDF.
    tab on add files option
  3. Now, enter the correct passkey > provide the confirmation.
  4. Unlock” icon to open bank statement PDF file password.
  5. Lastly, download the bank PDF statement without a password.

This method looks simple and clear. However, there are major limitations to using the free online services for removing the password from your PDF bank document.

Cons of Online PDF Services: PDF bank statement contain highly sensitive information about the customer, here uploading them on non-reputable online tools can lead to a grave risk of data compromise and loss. Moreover, these third-party websites aren’t secure and can misuse your bank details. So, don’t upload your bank statement PDF carelessly on online services.

#2 How to Unlock Bank Statement PDF Password Using Google Chrome

After knowing the limitations of the online platforms, many of you might look for how to remove password from bank statement securely, try Google Chrome. It’s another straightforward way to instantly remove password from a PDF bank statement. Moreover, it is more like a PDF Viewer where you can open or access your document.

Additionally, Chrome provides a “Print” feature where you can enter the credentials and save them without a password. Below is the breakdown of steps for how to remove password protection from bank statement using Chrome:

1. Access the bank statement PDF on your desktop.
2. Right click > Open With > Google Chrome (Win & macOS).
3. In the displayed dialog box > enter the correct credentials.

(Note: Use the password offered by your bank for opening the PDF bank statement.)

4. To open the Print option: use Ctrl + P (Windows) & Cmd + P (Mac).
5. Choose the saving path > hit Save as PDF > press Save.
6. Now, access the bank statement document without any protection.

Limitations of Google Chrome: This is not an ideal method for unlocking bank PDF statement. In the absence of credentials, this technique won’t be applicable. Here, you can forget about batch processing at all. So, choose this method wisely.

#3 How to Open Bank Statement PDF Password Using Preview (Mac Only)

If you’re still wondering how to download bank statement without password on macOS, try the Preview application. Remember, this approach only works for Mac users. This is a built-in solution that won’t require further installation. Using this robust tool, you can open or share the unprotected PDF bank statement for free.

  1. On your macOS system, drop the bank PDF statement on the desktop.
  2. Just perform a double-click and open it with the Mac Preview App.
  3. In the pop-up prompt > enter the correct password > move to File.
  4. Export” tab and uncheck the “Encrypt” option > click the Save button.
Drawbacks of the Preview Method: Despite the usability, there are a few limitations, like only working with macOS. Like Google Chrome, this application takes time as there is no batch processing feature.

#4 How to Open Password Protected PDF Bank Statement With Adobe Acrobat Tool

If you’re wondering how to remove password from bank statement PDF, use Adobe Acrobat software. Compared to online tools, this is a highly recommended and secure way to open a protected bank PDF statement. Moreover, this robust tool effectively deals with both user and owner passwords, allowing you to remove them at once.

Here is the stepwise guide to remove bank statement PDF password with Acrobat:

  1. Start with Adobe Acrobat tool > open it.
  2. File” from the top to upload the bank PDF.
  3. Go to “Tools” > “Protect” > “Encrypt”.
  4. After this, choose “Remove Security”.
    tab on security option
  5. Now, enter the passkey > use the OK button.
  6. Lastly, download the unprotected bank PDF statement.

Fortunately, this is a secure software for removing the PDF bank document password. Despite the pros of this tool, there are a few cons that you need to keep in mind before using this software.

Cons of Adobe Acrobat: Compared to other tools, Acrobat is highly expensive software. For individual and small enterprises investing in this tool is quite non-justiciable. Besides this, the complex features and interface can add more technicalities for novice users. So, use this tool carefully.

#5 How to Remove Password from Bank Statement PDF – SysTools Bank Statement Protection Remover 

If you’re seeking how to open bank statement PDF password, here use the SysTools Bank PDF password statement removal tool. It is reliable and cost-effective software compared to online services and Adobe Acrobat. This is an independent tool that doesn’t rely on other third-party software. Moreover, this advanced and all-in-one tool deals with user and PDF restrictions, allowing you to remove them at once.

Moreover, the prime features of this pro tool include the removal of bank PDF statement passwords and other owner permissions without any data loss. Some bank statement PDF examples including SBI, HDFC, Kotak, ICICI, Yes Bank, etc can use this robust software as it follows all the standards of data protection and privacy acts.

Here are the key highlights of this standalone software solution for removing passwords from PDF bank statement:

  • Batch remove bank PDF statement password.
  • Preserve PDF formatting and meta elements during the process.
  • Remove PDF owner security or restrictions without any data loss.
  • Download this tool on your Windows or Mac operating system.

Guide for How to Remove Bank Statement PDF Password

  1. Run the SysTools Pro Software solution on your system.
  2. Add Files” and “Add Folders” to upload bank PDF statement.
    click on add files to upload bank pdf statement
  3. Pick the Password section, type the correct bank authorized password.
    enter password under the coloumn
  4. Save” > “Change” to browse the location of unprotected PDF.
    click on save and then, change button
  5. Tab the “Unlock” icon to remove the PDF bank statement password.

You can watch the video for more understanding to remove the bank PDF statement password.

How to Unlock Bank Statement PDF Password Without Password

To unlock PDF without password, especially bank statements, firstly, reach out to your nearest bank branch. Here, you need to ask for the rightful credentials. Once you have the password for the bank PDF statement, follow the steps below to unprotect the bank statement without any loss:

  1. Run and start the SysTools bank statement password remover tool.
  2. Add Files or Folder” feature to upload the bank PDF to the dashboard.
  3. Use the “Password” section > enter the correct document password.
  4. To remove bank password > Save > Change > hit Unlock button.
Dos & Don’ts to Follow While Removing Bank Statement Password 
  • Don’t Use Non-Reliable Tools: To remove protection from PDF bank statement, don’t use online or free tools as these solutions can expose your personal data and cause digital threats. Instead, use advanced and secure tools like SysTools PDF unlocking solution, a highly reviewed and tested solution for removing PDF password security.
  • Don’t Upload Bank Statement PDF Online: We won’t recommend you upload or share your bank statement PDF on any online tool or platform. These services can create copies of your documents and misuse them.
  • Use Authorized Password: Ensure using the legitimate password that is provided by the bank authority. Here, bypassing the protection leads to violation of data protection acts which is recognized as a crime under the law. So, open the bank statement PDF password when having legitimate access.
Concluding Words

In this above guide, we have discussed how to remove password from bank statement PDF. By using the methods, you can open the password protected bank PDF statement with ease. Compared to all options, we suggest you use the SysTools Pro tool, it is a highly secure and cost-effective tool for unlocking the password from a bank PDF statement. Here just remember, you should have ownership to remove the passkey from the bank document. So, use the demo version of the software to discover the features.

Frequently Asked Questions on How to Unlock Bank Statement PDF Password

Q. How to remove password from (State Bank of India) SBI bank statement PDF?
To remove the password from SBI bank statement it is necessary that the respective password must be known to you. However, once the bank statement gets unlocked by the tool, the file will not again ask for the password.

Q. Is it possible to unlock bank statement PDF of any bank?
Yes, of course, the software supports all types of bank statements for the unlocking purpose.

Q. Do restrictions imposed on bank statements can be removed?
Yes, of course, the software is capable to remove all the passwords and restrictions imposed on bank statements.

  Kumar Raj

By Kumar Raj

Kumar Raj has more than 14 plus years of expertise in migration technology. He likes to create, edit, and optimize web material on topics conversion of email data, and migration of email data. For the majority of the past ten years, he has been a devoted fan of the technology scene.